You Need a Budget lets couples budget with shared accounts, separate accounts or a combination of both.You can even integrate your YNAB account with Amazon Alexa devices, so checking up on your daily expenses is a breeze. It's easy to access anytime, anywhere on your iOS or Android device, including Apple Watches and iPads."It takes the manual work out of tracking your spending and tells you how much you spend in each budget category throughout the month," she says. The app is particularly effective for tracking everyday expenses. In fact, it's one of the finance tools recommended by budgeting expert Raya Reaves. You Need a Budget (or YNAB) is also a good budget app for couples. Because Honeydue is completely free to use, there are ads on the app, which can take away from having a totally streamlined budget-tracking system.Honeydue also allows you to set reminders to pay bills so you can keep your credit in check and avoid late-payment penalties.Have separate accounts you want to manage on your own? You can easily toggle between an overview of your individual finances or joint finances, making the shared budget app an all-in-one finance tracker for separate and shared accounts.Accounts all appear in one convenient place, giving you a snapshot of your joint finances.The app supports over 20,000 financial institutions across five different countries, so chances are you'll be able to add and track all of your accounts.You and your other half can each add the bank accounts, credit cards, investments and loans that you want to share with the other.Honeydue is designed specifically for couples, so features have been carefully thought out to support partners in managing their money together.
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